Do I Really Need a Power of Attorney? (Yes—And Here's Why)



Myth: Only the elderly need a Power of Attorney.
Truth: If you’re over 18, have a bank account, a job, a family—or just want someone you trust to step in when life doesn’t go as planned—you need one too.

At Russo Law Offices, we’ve seen firsthand how a Power of Attorney can protect your future—and how hard it can be for families when there isn’t one in place.

What Is a Power of Attorney?

A Power of Attorney (POA) is a legal document that lets you name someone to act on your behalf if you’re ever unable to do so. That person becomes your agent, and depending on how the document is written, they can pay bills, make healthcare decisions, manage real estate, or advocate for your care.

There are several types of POAs:

  • Durable POA – Remains in effect if you become incapacitated.

  • Medical POA – Appoints someone to make healthcare decisions.

  • Limited POA – Grants specific powers for a defined time.

  • Springing POA – Becomes effective only under certain conditions, like a diagnosis of incapacity.

→ Learn more about why a Financial Power of Attorney is essential.

Why You Shouldn’t Wait

If something unexpected happens—an accident, a health emergency, or even temporary incapacity—your family can’t just “step in.” Without legal authority, they may have to go through court to get the right to help you. That means delays, legal fees, and added emotional stress.

Creating a POA puts you in control now, so your loved ones aren’t scrambling later.

→ See why smart Power of Attorney planning matters, especially during times of incapacity.

Who Should You Choose?

Your agent should be someone you trust deeply—someone who understands your values and will respect your wishes. We guide you through this decision with care, helping you select the right person and define their responsibilities clearly.

It’s Not Just Legal. It’s Personal.

A Power of Attorney is more than just a document—it’s a safeguard for your family. It gives them the ability to act confidently and compassionately if something ever happens to you. It’s one of the most important steps you can take in your estate plan.

→ Want to take a fresh look at your documents? Our Estate Planning Spring Checklist can help.

We’re here to help you prepare with confidence, care, and clarity.


Get Started Today: Download our FREE Guide to Writing a Will to learn more about your options and get started with confidence.

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*The information provided in this blog post is intended for general informational purposes only and should not be construed as legal advice. Each individual's situation is unique, and the laws regarding estate planning can vary by jurisdiction. It is essential to consult with a qualified estate planning attorney to discuss your specific circumstances and to receive personalized legal advice. Russo Law Offices is not responsible for any actions taken based on the information contained in this post.
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Why Every Young Adult Needs a Power of Attorney (POA)

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How a Living Trust Works: A Simple Breakdown